Close Menu

Call us for a free case
evaluation 626-844-7102

Category Archives: Collections

Legal Actions I Can Take if a Friend Owes Me Money

By Andrew Ritholz |

Money and friendship can make a very awkward couple — and if you are in this scenario, please know that wanting to get back the money you are owed is not a bad thing. It’s a tough lesson to learn, but there are a variety of legal actions you can take if a friend… Read More »

Facebook Twitter LinkedIn
5 Rules to Follow When Planning for Asset Protection

5 Rules to Follow When Planning for Asset Protection

By Andrew Ritholz |

Asset protection consists of steps you can take to keep your vulnerable assets from being seized by creditors if they obtain a money judgment against you. You already have certain assets that are exempt, such as home equity subject to state law, as well as other items of personal property. But you can protect… Read More »

Facebook Twitter LinkedIn
Pre-Collection Services from Third Party Debt Collectors

Pre-Collection Services from Third Party Debt Collectors

By Andrew Ritholz |

Debt collection is a billion dollar industry. Debts generated from credit card accounts or loan services are often sold to third party collection agencies at huge discounts who then attempt to collect the debt by various means. By the use of phone calls and/or letters to consumers who owe the obligations, third party collectors… Read More »

Facebook Twitter LinkedIn
my roommate won't pay me

My Roommate Won’t Pay Me

By Andrew Ritholz |

When a roommate has not paid his or her share of the rent, one might be inclined to think that only that roommate will suffer the consequences. However, this is not usually the case. More often than not, any and all roommates are 100% responsible for all of the rent at all times under… Read More »

Facebook Twitter LinkedIn
insurance wont cover my accident

What Do I Do When Insurance Won’t Cover My Injury?

By Andrew Ritholz |

When a driver causes a vehicle accident, the injured driver’s insurance company pays for the damages and injuries, and then collects from the responsible party’s insurance company. The insurance company will only pay for the coverage purchased by the insurance holder. California has low insurance requirements, as shown below, which can lead to an… Read More »

Facebook Twitter LinkedIn
foreign debt domestication

Legal Domestication of Foreign Debts

By Andrew Ritholz |

Domestication of a debt refers to the process of getting a California court to recognize and enforce an out-of-state judgment or sister-state judgment or a judgement from a foreign country. Domesticating foreign debts are handled differently than domesticating out of state or sister-state judgments. Unfortunately, the United States has no reciprocal treaty with any… Read More »

Facebook Twitter LinkedIn
The Insurance Company Denied My Claim. Is There Anything I can Do?

The Insurance Company Denied My Claim. Is There Anything I can Do?

By Andrew Ritholz |

Many injured claimants feel that they can save themselves thousands of dollars in legal expenses by handling their own claims and negotiating with the insurer for the party who allegedly caused their injury accident. They gather the documents needed, including medical bills and reports, paystubs if they have a lost earnings claim, and perhaps… Read More »

Facebook Twitter LinkedIn
Should I Trust my Geico or Allstate Adjuster

Should I Trust my Geico or Allstate Adjuster or Should I Get a Second Opinion/Quote?

By Andrew Ritholz |

On many occasions, your Geico or other auto claims adjuster will give you a reasonable quote for your property damage following an accident. Most adjusters, however, have little to no training in determining the market value of your car or the cost of repairs. They will either refer to an established source such as… Read More »

Facebook Twitter LinkedIn
Commercial collections vs individual collections

5 Important Things a Contractor Should Know About Foreclosing on a Mechanic’s Lien

By Andrew Ritholz |

Probably the most important remedy for a contractor is the mechanic’s lien. California contractors have the added protection of having mechanic’s lien rights embodied in the California constitution, the only state in the union to do so. A mechanic’s lien creates a security interest in real property for work performed there. If the owner… Read More »

Facebook Twitter LinkedIn

What is Domestication of a Debt?

By Andrew Ritholz |

Oftentimes when people are owed money, they begin to research all of the options available to them and one of the keywords that comes up frequently is Domestication of a debt. You may have also come across other terms such as sister state judgment. To make sure that you are most informed the following… Read More »

Facebook Twitter LinkedIn

© 2018 - 2019 Law Offices of Andrew Ritholz. All rights reserved.